AVP, Loan Portfolio Officer
Company: Cathay General Bancorp
Location: El Monte
Posted on: January 14, 2026
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Job Description:
AVP, Loan Portfolio Officer (“LPO”) is responsible for
maintaining and monitoring existing commercial loan portfolio and
work closely with the Relationship Manager who owns the
relationship of these accounts. LPO is expected to maintain close
contact with these clients and leverage the relationship to
identify and bring in additional new business opportunities, both
in loans and Bank’s other products and services. LPO is expected to
provide “best-in-class” service to these loan clients while
following established Bank’s policies and procedures. ESSENTIAL
FUNCTIONS • LPO is to work closely with Relationship Manager on the
assigned loan portfolio by monitoring and managing the credit
quality of such portfolio. • Review to ensure each credit is
properly risk rated based on the Bank’s risk rating system. •
Maintain and grow existing client relationships, cross-sell Bank’s
other products and services. • Specifically accountable for credit
underwriting and origination of new credits from the existing
client base, portfolio monitoring, renewals, amendments and annual
reviews. • Work with designated underwriter, loan assistants and
other loan support staff to prepare the Credit Commitment Report
(“CCR”) • Reviews client’s accounts and portfolios in order to
identify, evaluate and determine the appropriate course of action
on potential credit quality issues in order to maximize credit
quality and minimize risk and potential loss to the Bank. • Ensure
compliance with Bank, regulatory and credit requirements with
emphasis on best-in-class customer service while adhering to
required timeframes from the client. QUALIFICATIONS • Education:
Bachelor’s degree in accounting, business, or related discipline
preferred but not required. • Experience: 3-5 years corporate
and/or commercial lending and banking experience with thorough
knowledge of lending regulations and credit/underwriting practices.
• Skills/Ability: PC proficient. Good verbal and written
communication skills. Bilingual (English/Mandarin or Cantonese) a
plus. Organized and detail oriented. Good credit knowledge of
Bank’s credit underwriting policies and approval process for
assigned loan. Ability to work effectively in a fast paced, high
production environment. Strong financial analysis and accounting
skills.
Keywords: Cathay General Bancorp, South Gate , AVP, Loan Portfolio Officer, Accounting, Auditing , El Monte, California
